Critical Illness Insurance
Despite your best efforts, illnesses can be unpredictable and severe. So why not take out a critical illness policy?
What is Critical Illness Insurance?
Critical illness insurance pays a direct lump-sum benefit should you are diagnosed with cancer, heart attack, stroke and numerous other serious illnesses. This money is for your own benefit and it is your decision in how you may want to use it.
What does Critical Illness Insurance cover?
This may differ from insurer to insurer, however, the general coverage includes the following illnesses:
- Cancer
- Heart attack
- Stroke
- Paralysis
- Alzheimer’s
- Bypass surgery
- Angioplasty
- Kidney failure
- Organ transplant
How important is Critical Illness Insurance?
Critical illness insurance acts as a complementary to your health insurance, as it can serve as an extension and plug missing gaps from your health insurance. Subsequently, a greater sense of financial security and stability can be found, as this hollistic approach can provide you a peace of mind with regards to unforeseen circumstances that may be out of your control.
Who needs Critical Illness Insurance?

How much does a Critical Illness policy cost?
The only factor determining the cost is age. However, it does not go up frequently and the premiums are relatively cheap.