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The essence of home insurance is to protect your home from man-made or natural risks from various external perils. The policy provides coverage to repair and replace your home contents in the event of damage.

There are a host of things that can be covered under a home insurance policy. The basic coverages are as follows:

• Perils such as fire, lightning, explosion, third party collision, aircraft, water damage such as water pipe leakages.
• Natural disasters such as windstorm, flood, earthquake, volcanic eruption, tsunami caused by nature, hail storm.
• Compensation for temporary accommodation.

When thinking about insurance, home insurance is often overlooked, as motor insurance and health insurance generally gets the nod in terms of priority. However, especially in Thailand where changes in climate is often extreme, multiple threats are often posed, especially flooding. After all, your home is one of your most valuable possessions, containing important belongings, memories and comforts, and without insurance, it can be taken away abruptly without any indemnification.

Home insurance will come in handy for people with homes or condos. It does not matter if you are the owner or renter, home insurance can help you protect your prized possessions.

Typically, the premium for a home insurance policy depends on the value of contents that is insured. The higher the value, the higher the premium.

We have a special home insurance solution that can only be found at CHAZ. It's unique, comprehensive solution allows coverage that can keep your mind at ease. Should any claims occur, our claim team is well-versed and can handle any claims with attention to detail.

The content provided is for informational and educational purposes only. The coverage written may change without notice and may not be applicable to all situations and policies. Terms, conditions and qualifications are also subject to circumstance, supplementary material and underwriting. CHAZ Insurance Brokers Ltd. is not liable for any discrepencies should there be any. For more information, please contact us via the enquiry form below.